Terms & Conditions
Last updated: January 15, 2026.
1. General provisions
These Terms and Conditions (hereinafter: "Terms") govern the use of the website portaluneoapp.com (hereinafter: "Website") owned by Portal Uneo d.o.o., with its registered office at Ulica Ivana Lučića 2a, 10000 Zagreb, Croatia, OIB (Tax ID): 85432176901. By using this Website, you agree to these Terms in their entirety. If you do not agree with any part of these Terms, please do not use the Website.
2. Description of services
The website portaluneoapp.com serves as an informational platform about financial consulting services provided by Portal Uneo d.o.o. Our services include: • Education on personal and family budget management. • Creating structured plans for organizing monthly income and expenses. • Individual and group workshops on financial literacy. • Advisory consultations on optimizing everyday costs. Note: Portal Uneo d.o.o. does NOT provide investment advice, does not manage clients' financial assets, and does not offer intermediation services in financial transactions.
3. Eligibility
The Website may be used by all individuals over the age of 18. By using the Website, you confirm that you meet this requirement. Parents and guardians are responsible for Website use by minors.
4. Intellectual property
All content on the Website, including but not limited to text, graphics, logos, icons, images, audio and video materials, software, and design, is the property of Portal Uneo d.o.o. or is used with the permission of the rights holder. The content is protected by the Copyright and Related Rights Act (Official Gazette 111/21) and international intellectual property conventions. Reproduction, distribution, modification, or public display of content without prior written consent is prohibited.
5. Limitation of liability
Content on the Website is provided exclusively for informational and educational purposes. Portal Uneo d.o.o. does not guarantee the completeness, accuracy, or timeliness of published content. Portal Uneo d.o.o. is not responsible for: • Any damage resulting from the use of information from the Website. • Decisions made based on content published on the Website. • Temporary unavailability of the Website due to technical reasons or maintenance. • Content of external websites linked from our Website.
6. Contact form
By using the contact form on the Website, you consent to the processing of the data you have entered (name, email, message) for the purpose of responding to your inquiry. Data is processed in accordance with our Privacy Policy. You agree not to send through the contact form: • Unsolicited messages (spam). • Content that is offensive, threatening, or unlawful. • Materials that infringe on third-party intellectual property rights.
7. Third-party links
The Website may contain links to third-party websites. Portal Uneo d.o.o. is not responsible for the content, privacy policies, or practices of those websites. Accessing linked websites is at your own risk.
8. Governing law and dispute resolution
These Terms are governed by the laws of the Republic of Croatia. For all disputes arising from the use of the Website or these Terms, the competent court in Zagreb, Republic of Croatia, shall have jurisdiction.
9. Changes to terms
Portal Uneo d.o.o. reserves the right to amend these Terms at any time. Amended Terms take effect on the date of publication on the Website. Continued use of the Website after the publication of amendments is considered acceptance of the amended Terms. For questions about these Terms, contact us at info@portaluneoapp.com.